Get the Coverage you Need! Metro Detroit Medicare Advantage Plans and life insurance

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Affordable Health Insurance

Affordable Care Act (Obamacare)

ACA (Affordable Care Act) also known as Health Insurance Marketplace, Obamacare, and Exchange is a federal law enacted in 2010 to expand access to health coverage. It aims to make health insurance more affordable and accessible for more people, even if you have pre-existing conditions. This includes the creation of Marketplace, the expansion of Medicaid, and the elimination of insurance companies denying coverage based on health status. Insurance companies are prohibited from denying coverage or charging higher premiums based on pre-existing conditions. You and your family may be eligible for premium tax credits and cost-sharing reductions. 

The ACA has open enrollment annually from November 15th to December 15th (with possible extension). Special enrollment periods are available when you have a life event (e.g., marriage, new child, loss of employee benefits, etc.).

Individual Health Insurance

Find the best individual health insurance plans that fit your medical needs and budget. Get a quote today and start saving on your healthcare costs.

Family Insurance

Protect your family's health with our comprehensive family health insurance plans. Get coverage for your spouse and children at an affordable price.

Dental, Vision, and More

Need a little more? Add additional coverage to your medical insurance policies, like dental, vision, personal accident insurance, or more. Visit our Ancillary product section for more details. 

Find out more

Request a Free Consultation

Get expert, No-obligation advice from a Licensed Insurance Agent!

Whether you currently have health insurance, are new to Medicare, or are exploring your options. We are here to help!

T. Reese Agency, LLC

West Big Beaver Road, Troy USA

248-416-9951

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