Get the Coverage you Need! Metro Detroit Medicare Advantage Plans and life insurance
Ancillary Insurance
Ancillary Insurance
Ancillary insurance is additional insurance that you can add, such as dental, vision, and others, to your Original Medicare or a standard health plan. These plans reduce your out-of-pocket expenses and prove valuable in unexpected situations.
Dental Insurance
We offer comprehensive dental plans with routine cleanings, x-rays, crowns, dentures, and more. We have plans to fit your budget
Vision Insurance
Vision plans include routine eye exams, glasses, contact lenses, and corrective procedures.
Personal Accident Insurance
Our plans provide coverage for unexpected costs like emergency treatment, hospitalization, and recovery after accidental injury.
Critical Illness
Receive a payout to help with loss of income, medical deductibles, uncovered treatments, and more for conditions like heart attack, stroke, or cancer.
Hospital Indemnity Insurance
Our plans provide cash benefits based on the time you spend in the hospital, receive daily, or lump sum payments per admission. Additional riders like outpatient surgery, emergency room, and ambulance are available.
Why Do I Need This?
To Fill In Gaps
Even with Medicare or private health insurance, many clients pay out-of-pocket for everyday health needs or unexpected medical events.
Ancillary plans provide:
- Financial protection for uncovered services
- Access to routine care for dental, vision, and hearing
- Supplemental payouts for unexpected illnesses or injuries
- Customizable options to meet your budget and coverage needs
Service
Here at T. Reese Agency, we take a consultative approach. We’ll evaluate your current coverage, identify gaps, and recommend ancillary insurance plans that add value.
Our plan includes:
- Side-by-side plan comparisons
- Explanation of coverage limits and exclusions
- Enrollment support
- Claims and renewal assistance
- Year-round plan reviews to ensure continued coverage alignment
We’re licensed in Michigan and Ohio and work with trusted providers who specialize in affordable health insurance enhancements.
Some of Our Partners
